Results. Simplified.

With over 50 years of wealth management experience, Oxenham Financial specializes in working with individuals to preserve and manage their wealth and work towards their financial goals. We take a personalized approach to service and our investment strategies, and build long-term relationships with our clients based on trust and communication.

Christopher Oxenham

Christopher Oxenham

Managing Partner

Chris believes long-term client relationships are built on trust and consistent communication. By offering customized investment models, focusing on the client, and utilizing top technologies, Chris works with dedication to help his clients pursue their financial goals.

A graduate of the University of Maryland’s Smith School of Business, Chris is a Chartered Financial Consultant® (CHFC). This professional designation indicates a financial advisor has completed extensive coursework in wealth management, insurance, financial planning, estate planning, and income taxation. Chris holds his Series 66 and Series 7. Series 7 held with LPL Financial.

Chris began building his practice at Mass Mutual in 2007 before moving to Securities America in 2011. After nine years at Securities America, Chris moved his firm to LPL Financial. Chris oversees the managed asset programs and customized financial plans for Oxenham Financial. He believes that focusing on transparency and bottom-line results is key for clients and something that is lacking in this industry.

In 2015, Chris was appointed to the Howard County Housing Commission by the Howard County Executive. Chris has served on the Marketing Committee of the Howard County Economic Development Authority, the Turf Valley Men’s Golf Association board, and the Trinity School Board of Trustees, and is currently a member of the Young Professionals of Howard County and the Howard County Professional Alliance.

In 2018, 2019, and 2020, Chris was named a 5-star wealth manager and was featured in both the Baltimore Magazine and Wall Street Journal. Five Star Award is based on 10 objective criteria associated with providing quality services to clients such as credentials, experience, and assets under management among other factors. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. 

Chris resides in western Howard County with his wife, Nicole, daughter, Madison, and son Austin. In his spare time, he enjoys spending time with his family, playing competitive golf, traveling, and following the Terps.

Connor Flach

Connor Flach


Connor’s goal is to bring an unmatched level of service and a client-centric philosophy to his client relationships. His dedication to clients revolves around his belief that every client has their own specific situation and financial planning does not have a one-size-fits-all approach. In embracing modern trends of finance, Connor utilizes the latest technology that has revolutionized the asset management and financial planning processes.

A graduate of Loyola University Maryland’s Sellinger School of Business and Management, Connor earned a Bachelor’s degree in Business Administration with a concentration in Finance, minor in Economics, and a Master’s degree in Business Administration. Connor also holds his Series 7 and Series 66 licenses. Connor’s Series 7 is held at LPL Financial.

Connor has worked his way from an Intern to Partner at Oxenham Financial. While working towards his MBA, he developed the belief that the RIA business model is the most efficient way to provide advice to clients.

At Loyola, Connor was a standout golfer on the University’s Golf team. In addition to his athletic accomplishments, he was twice named the Patriot League Scholar-Athlete of the Year for Men’s Golf. Connor continues to be involved in golf through tournament competition and is passionate about introducing young people to the game of golf.

Strategic Partner – Verus Capital Partners – Office of Supervisory Jurisdiction

Oxenham Financial has a national presence through a strategic partnership with Verus Capital Partners, LLC. Through our relationship with Verus, we have a network of over 30 advisors with whom we collaborate on ideas and share a joint vision for a positive client experience. In addition to acting as a trusted advisory network, Verus also provides all compliance for the advisory portion of Oxenham Financial as well as back office and trading support. For more information on our RIA, please visit

Advisory services are offered through Verus Capital Partners, LLC.

As an independent financial planning and wealth management practice, we are able to offer independent advice, rather than pushing specific in-house investment products. This independence allows us to choose from a full spectrum of investment options as we strive to protect and grow our clients’ assets.

As small business owners ourselves, we understand the challenges many of our clients face. We also understand the importance of providing personal service and building lasting relationships. We believe our firm’s reputation is built on the strength of these relationships, and there is no greater reward than when a client recommends us to a friend or colleague.


FINRA Broker Check

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; feedback may not be representative of any one clients’ experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Award does not evaluate quality of services provided to clients. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to 1,898 Baltimore wealth managers were considered for the award; 234 (12% of candidates) were named 2020 Five Star Wealth Managers. 2019: 1,865 considered, 265 winners; 2018: 1,759 considered, 232 winners; 2017: 1,093 considered, 355 winners; 2016: 1,215 considered, 356 winners; 2015: 1,749 considered, 412 winners; 2014: 1,484 considered, 395 winners; 2013: 1,490 considered, 448 winners; 2012: 1,470 considered, 262 winners.